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Characteristics of JICC (Numerical Figures)

JICC has been addressing various situations with flexibility, while endeavoring to accumulate cross-industrial credit information covering consumer finance, finance, sales credits, and other sectors.
As a result, it has established its foundation as the only credit information bureau covering all industries.

1.Status of Membership

JICC’s membership encompasses a wide range of businesses including credit companies, consumer finance companies, card companies (affiliated with distributors, banks, or manufacturers), financial institutions, surety companies, and leasing companies.
　
Membership
Business Category
No. of Members
(Unit: Companies)
Percentage of Total
Consumer finance companies
1,071
66.9%
Credit / credit loan companies, etc.
111
6.9%
Financial institutions, etc.
185
11.6%
Guarantee / lease companies, etc.
234
14.6%
Total
1,601
100.0%
※The figures are as of March 31, 2011.
　
　

2.Status of Credit Information Held

Selected by credit companies for its track record and experience accumulated over the last 30 years, as well as for its reliability and security management expertise, JICC now has the largest volume of credit information in Japan.
　
Total volume of information held by JICC
It holds approximately 60% of the credit information relating to the approximately 180 trillion yen consumer credit market (including mortgage, according to a survey by JICC.)
Total balance pertaining to credit information registered
Approximately 114 trillion yen
Number of credit information records held
Approximately 216 million records
*The figures are as of March 31, 2011.
　
Status of information held that are subject to the Money Lending Business Act
As regards information subject to the Money Lending Business Act, JICC holds more than 95% of the credit information pertaining to a total of approximately 12 trillion yen of consumer loans (as of March 31, 2010 according to a material released by the Financial Services Agency).
Total balance pertaining to credit information registered
Approximately 11 trillion yen
Number of credit information records held
Approximately 43 million records (covering approximately 20 million people)
* The figures are as of March 31, 2011.