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Shareholders

Accès Co.,Ltd.
ACOM CO., LTD
AEON CREDIT SERVICE CO., LTD.
AIFUL CORPORATION
American Express International, Inc.
APLUS Co., Ltd.
Cedyna Financial Corporation
CFJ G.K
Credit Saison Co., Ltd.
Experian Information Solutions, Inc.
Fukoku Mutual Life Insurance Company
JACCS CO.,LTD.
JCB Co., Ltd.
LC,CO.,LTD.
LIFECARD CO.,LTD.
Lopro Corporation
MARUI GROUP CO.,LTD.
MICARD Co.LTD.
Mitsubishi UFJ Home Loan Credit Co., Ltd.
Mitsubishi UFJ NICOS Co., Ltd.
Orient Corporation
ORIX Credit Corporation
POCKET CARD CO., LTD.
Promise Co., Ltd.
RakutenCard Co., Ltd.
Resona Card Co., Ltd.
SAISON FUNDEX CORPORATION
SANIN INFORMATION-CENTER CO,LTD.
SHINKI Co.,Ltd.
Shinpan Services Co., Ltd.
Shinsei Financial Co., Ltd.
Sumishin Real Estate Loan&Finance,Limited.
Sumitomo Mitsui Card Company, Limited
Suruga Capital Ltd.
TIS Inc.
TOBU CARD BUSINESS CO.,LTD
The Trans Value Trust Company.,Ltd
TSB Capital, Ltd.
UC Card Co.,Ltd.
Welfare Center　Hakodate., Ltd.
Yokohama Guarantee Co.,Ltd.