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Description of Business

1.Description of Business

JICC is engaged in the business of collecting, registering, managing, providing, and exchanging credit information.
　

2.Services Provided

JICC provides the following services to member companies and consumers.
　
1. For Member Companies
　 (1)Credit Information Provision Service
This is a service where credit information concerning personal loans and the like, previously registered by a members company, is provided as reference information for credit assessment upon inquiry from the member company.
　 (2)Telephone Number Search Services [CRDB]
This is a service where information derived from telephone books issued by NTT is provided as reference information for credit assessment upon inquiry from a member company.
　 (3)Corporate Information Service (Business Loan)
This is a service where corporate information concerning loans and the like, previously registered by a member company, is provided as reference information for credit assessment upon inquiry from the member company.
　
2. For Consumers
　 (1)Credit Information Disclosure System
This is a system where credit information registered with JICC may be verified.
　 (2)Self-Declared Information and Comment Registration System
The purpose of this system is to contribute to credit assessment by member companies, as well as to consumer protection, by accepting information declared by a consumer for registration as a comment of 50 characters or less and providing said comment, when inquired by member companies.